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How much does it cost to get care from a midwife?
The Ministry of Health and Long-Term Care pays for midwife services in Ontario:
- If you have OHIP
- If you do not have OHIP
But, you might need other medical services during your pregnancy, too. For example, you might need lab tests or to stay in the hospital. If you have OHIP, then OHIP will pay for these too. If you do not have OHIP, you must pay for these other services. For example:
- Routine lab tests (blood tests, urine tests, ultrasound) - If you have OHIP, these tests are usually free. If you do not have OHIP, most routine lab tests are covered through your midwife clinic.
- Hospital birth - If you do not have OHIP and you have your baby at a hospital, you have to pay for the hospital fees. The cost depends on the hospital and if the midwifery clinic's relationship with the hospital. A 2-day stay at a hospital can cost $500 or more.
With a midwife, you may be able to give birth at home . Most low-risk births can be done safely and legally in your own home. This is a lower cost option, because you will not have to pay hospital fees.
- High-risk pregnancy - If you have a high risk pregnancy, a midwife may not be able to deliver the baby. For some, this means a Caesarian-section or "c-section." If you do not have OHIP, the cost of a c-section depends on the hospital and your case. It can cost $1500-4500 but some midwife clients may not have to pay all of these fees.
Some midwives can help you negotiate the costs for any hospital or doctor treatment.
If you will be outside of Ontario during the birth, you should check to see if you will have to pay for midwife services. You can ask your midwife, the Ministry of Health and Long-Term Care and/or the ministry of health in the province you will be in for more information.
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April 15, 2016