Health Insurance

What is the Ontario Health Insurance Plan (OHIP)?
In Canada, the government provides basic health care to those who live here and who meet the eligibility requirements.
Do I need private health insurance?
When you are new to Ontario, there is a 3-month waiting period for OHIP. During these 3 months, OHIP does not pay for any of your medical services. You can buy private health insurance to help you pay for treatments during that time.
What kind of private health insurance can I buy?
Your employer may have an insurance plan that you can buy. Insurance companies can also sell you a plan.

Where can I buy private health insurance for newcomers and visitors to Canada?
It is a good idea to purchase private health insurance for the 3 months that you are not covered by OHIP (Health Card), or if you are not eligible for OHIP.
What kind of personal insurance can I get?
There are different types of insurance that can protect you, your assets or your family in various situations.

What is the Ontario Health Insurance Plan (OHIP)?