Health Insurance

What is the Ontario Health Insurance Plan (OHIP)?
In Canada, the government provides basic health care to those who live here and who meet the eligibility requirements.
Do I need private health insurance?
When you are new to Ontario, there is a 3-month waiting period for OHIP. During these 3 months, OHIP does not pay for any of your medical services. You can buy private health insurance to help you pay for treatments during that time.
Where can I buy private health insurance for newcomers and visitors to Canada?
It is a good idea to purchase private health insurance for the 3 months that you are not covered by OHIP (Health Card), or if you are not eligible for OHIP.

What kind of personal insurance can I get?
There are different types of insurance that can protect you, your assets or your family in various situations.

What is the Ontario Health Insurance Plan (OHIP)?