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What financial assistance can I get if I have a disability?
If you or a family member have a disability that may impact your income or personal finances, there are options to help in this list of programs.
Child Disability Benefit - This is a tax-free monthly payment made to families who care for a child under the age of 18 with a severe and prolonged impairment in physical or mental functions.
Canada Disability Savings Grant - This is a matching grant. That means that the Government also pays into your Registered Disability Savings Plan (RDSP) to help you save.
Canada Pension Plan Disability Benefit - This program provides disability benefits to people who have made enough contributions to the Canada Pension Plan (CPP), who are disabled and cannot work at any job on a regular basis. Benefits may also be available to their dependent children.
Developmental Services Ontario (DSO) - The DSO helps adults with developmental disabilities connect to services and supports in their communities.
Disability Award - This program provides injured Canadian Armed Forces members or Veterans with a tax-free award for an injury or illness resulting from military service. If you are approved for a Disability Award, you may have flexible payment options.
Disability Supports Deduction - You may be able to deduct expenses that you paid for eligible medical expenses paid during the tax year.
Disability Tax Credit - This is a non-refundable tax credit that can help you or your family to reduce the amount of income tax you may have to pay.
Employment Insurance (EI) Sickness Benefit - This EI program offers temporary financial assistance by providing sickness benefits to people unable to work because of sickness, injury, or quarantine.
Excise Gasoline Tax Refund - If you have a permanent mobility impairment and cannot safely use public transportation, you can request a refund of part of the federal excise tax on the gasoline you buy. A qualified medical practitioner must certify the impairment.
Medical Expenses - If you are eligible, you may be able to claim all amounts paid, even if they were not paid in Canada. You can only make a claim for expenses that have not been and will not be reimbursed for by your insurance or provincial health coverage.
Ontario Disability Support Program (ODSP) - This program gives financial and employment assistance to people with disabilities.
- Income support - Financial assistance provided each month to help with the costs of basic needs, like food, clothing and shelter.
- Employment supports - Services and supports to help clients with disabilities find and keep a job and advance their careers.
Registered Disability Savings Plan (RDSP) - is a long-term savings plan to help Canadians with disabilities and their families save for the future.
Tax Credits and Deductions - There are specific tax credits and deductions available for persons with disabilities, their supporting family members, and their caregivers.
For More Information
- Disability Services and Supports - Disability includes different physical, mental or intellectual conditions. Find out what kind of services you can access as someone with a disability in Ontario. From Settlement.Org.
- Health & Disability - Clear legal information about health and disability laws. From Steps To Justice.
- Benefits Wayfinder - This bilingual one-stop portal lets you search for federal, provincial, and territorial benefits. From Prosper Canada.
May 29, 2023