Retiring

Common Investment Scams
Protect yourself from these four common investment scams.
Where can seniors get tech help?
A list of free services for seniors looking to get help with how to use computers and free popular web tools.
What is the Ontario Seniors Dental Care Program?
The Ontario Seniors Dental Care Program (OSDCP) offers routine dental services for eligible seniors aged 65 and over.

What financial assistance is available for seniors?
Many seniors in Canada get income through federal programs. Most programs have a minimum age limit, usually between 55 - 65.
Where can I find health services for seniors?
In general, you can use the same health programs and services as other adults. Some programs and services may be especially useful.
What are settlement services?
Settlement services support immigrants and refugees to Canada. They can help you settle and adjust to your new life in Canada.

What is an RRSP?
A Registered Retirement Savings Plan (RRSP) is different from a regular account because it lets you save money for your retirement and lowers your income taxes.
What help can seniors get to continue living at home?
If you want to live in your own home, you can get some health services in your home. You can also get financial help to make your home safe for you.
What is a power of attorney (POA) and when would I need one?
A living will, or power of attorney, is a legal document that gives someone you trust the authority to make decisions for you when you are no longer capable.

How can I improve my mental health?
Maintaining good mental health is a lifelong process. The most important thing to remember when you are working to improve your mental health; you aren’t doing it alone.
How can I get my vision assessed?
Keeping your eyes healthy can help reduce the risk of developing an eye disease. If you think that you may have sight loss the first step is to have your vision assessed.
Can I apply for Canada Pension Plan (CPP) earlier than 65 Years Old?
If you are eligible, the Canada Pension Plan (CPP) provides you with an income when you retire or if you are disabled. You may also be eligible for CPP benefits in the case of a spouse or common-law partner’s death.

Where can I get help paying for my energy bill?
There are programs that can help you pay for your energy bill if you are a low-income energy consumer. You need to meet certain criteria to qualify for these types of programs.
Will I receive financial assistance from the government when I retire?
When you retire, you may be eligible for financial assistance programs from the government.
Will I get a pension from my employer?
Some employers offer a pension plan for their employees. There are two main types of employer pension plans.

Where can I find support groups for lesbian, gay, bisexual, trans, queer, questioning, intersex, or asexual (LGBTQIA+) newcomers?
If you are new to Ontario you may want to connect with other newcomers who also identify as LGBTQIA+. You may want to find a community group specifically for LGBTQIA+ newcomers. You don’t have to be openly out to join these kinds of groups.
How can I save for retirement?
Although you may receive some money from the government when you retire, most people are not able to maintain their standard of living through this income alone.
Investment Fraud Checklist
Being a smart investor will help you recognize the warning signs of investment fraud and make better investing decisions. Before you invest, ask questions. Use this checklist to help you recognize the warning signs of investment fraud.

A Guide to Programs and Services for Seniors in Ontario
This guide has information about topics such as active living, caregiving, finances, health and wellness, housing, legal matters and transportation.
Protect Yourself Against Fraud
Learn how to avoid investment fraud and protect yourself from identity theft.
Check Before You Invest
Learn how to check the registration of any person or business trying to sell you an investment or give you investment advice.

Introduction to Investing - A Primer for New Investors
Whether you are new to investing or new to Canada, investing for your future is important. And no matter how much (or little) money you have to invest, having the right information and resources can help you make better decisions for you and your family.

Common Investment Scams